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1
The Financi= al Aid Process:
How It All = Works
Donna Kendall
Executive Director of Financial Assistance
Bentley College
Acton-Boxborough Regional High School
Financial Aid Night
December 6, 2006
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Content-Location: file:///C:/4F162974/Acton-BoxboroughFinancialAidNight_files/slide0121.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Training
2
Agenda
•Financial Aid Defined
•
•How and When to Apply
•
•Financial Aid Awards
 = ;•Options for Paying
 = ;
•Helpful Resources
•
•Questions
•
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3
–= 3;
•<= /span>Parents and students have the primary responsibility for financing college costs<= span style=3D'font-size:88%;display:none'>
–= 3;
•<= /span>Colleges use standard need analysis = methodologies to determine a family’s abilit= y to pay
•= 3;
•<= /span>Financial aid is awarded to supplement what a family cannot pay
–<= /span>Gift Aid
–<= /span>Loans
–<= /span>Work Study
Financial Aid Defined
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•<= /span>Gift Aid
•= 3;
–<= /span>Scholarships (based on talent, merit or achievement)
•<= /span>Usually has conditions for renewal
•= 3;
–<= /span>Grants (based on financial need)
•<= /span>Eligibility reassessed each year based on current = financial information
•= 3;
•<= /span>Do not have to be repaid
•
•
Financial Aid Defined
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Financial Aid Defined
–= 3;
•<= /span>Loans
–<= /span>Money that is borrowed and must be repaid
–<= /span>Below-market interest rates for students
–<= /span>Repayment usually deferred until after graduation
–= 3;
•<= /span>Work Study
–<= /span>Money student is given the opportunity to earn = ;
–<= /span>Some schools assign a “work study” job=
–<= /span>Other schools operate on an open job market concept
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